These cuts come after Meta shares have lost two-thirds of their value and will account for 13% of its workforce. var n = document.getElementsByTagName("script")[0]; NGM1Yjg2MDJhODYwNGUwOTUyMTdlZDg4MTcwZmUyNjczZTM2YjllNTFlNjg4 ZDIzZTRiZTNjOWYyZDNiZjM4N2U2YzhhOTI1ZDgzMGQxM2Q5M2YzNjYxZmZi Mortgage tech provider and title insurer Blend Labs Inc. announced in April that it would lay off 200 employees, or roughly 10 percent of its workforce, as rising mortgage rates curtailed refinancings. If youve been affected by mass layoffs in 2022 or 2023, remember you still have plenty of options. Site by, The role of borrower data in todays housing market, Housing Market Tracker: Weekly inventory adds 1,339 homes, Superfan co-founder Brittany Hodak on building your brand, Coldwell Banker franchise affiliate acquires Point Mortgage, Dont expect a drastic housing market turnaround in 2023, Fitch Ratings says, Overcoming 2023s biggest appraisal challenges, Lower debuts white label mortgage platform, Builder sentiment rises as mortgage rates drop, Lower mortgage rates, higher inventory boost demand for home loans. However, you may visit "Cookie Settings" to provide a controlled consent. 3.0 Former Employee, more than 1 year Gate Keeping and Complacency Oct 5, 2022 - Help Desk Technician Recommend CEO Approval Business Outlook Pros This cookie is set by GDPR Cookie Consent plugin. (1) Layoffs and discharges are the number of layoffs and discharges during the entire month. With a little effort, youre sure to find yourself gainfully employed again in a fulfilling role. NmE3OGNjNjY5NGM2Nzk1Mjg2ZGVlMzYzMWZhYjY1NzlmODcyNDk3NWU2MWQ4 Early in January, Texas-based Stearns Lending, acquired in January 2021 from the financial giant Blackstone Group for an undisclosed sum, laid off, Working at Guaranteed Rate: 249 Reviews about Management, Guaranteed Rate To Close Stearns Wholesale, Lay Off 348 , Mortgage lender Guaranteed Rate lays off about 180 , Guaranteed Rate Mortgage Consultant Reviews Glassdoor, Loan Officers In For A Rude Awakening: Layoffs, Acquisitions , Press and Mortgage News Guaranteed Rate, Mortgage Lenders Turn Desperate as Soaring Rates Roil , Can You Be Laid Off While On Medical Leave, Can A Company Find Out If You Were Laid Off, Can You Say You Were Laid Off Instead Of Fired, Can You Go On Disability After Being Laid Off, Can You Be Laid Off While On Short-Term Disability. This company has too many layoffs and it has affected my family too many times. miraculous oc maker. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. The cryptocurrency exchange platform announced that it would be laying off 18% of its workforce in June, 2022. The rise of social media and online advertising has led to a boom in the digital marketing industry. var e = document.createElement("script"); During the three months ending Sept. 30, the nations biggest wholesale lender, UWM, funded a record $26.5 billion in purchase loans taken out by homebuyers who were sent to the company by mortgage brokers. M2E0MmY5YzlkMTBkZjk3ZDA5YThjMWViYWRiMzExMDQ3MjEwNjg4YTRmZWQ1 Everything you need to know about company layoffs this year: DirecTV announced that it would be laying off 10% of its management which accounts for about half of its total workforce. Mortgage professionals across the industry are in a precarious position as lenders, servicers and technology providers are reckoning with the markets current downswing. 15 stories covering tech, special reports, video and opinion. The layoffs will be predominately from their content team, ending production for most of their original Snapchat long-form shows. At the end of 2021, Mr. Cooper had 8,200 employees, so the 670 announced layoffs to date mean the company has downsized by at least 8 percent since then. make sure you're on a federal government site. MjUzMDE3ZTk2NjA2N2I3ZjQzOTVmN2U4NjlkMWM1NmY4NDM4MjM2Y2Q2YWZm LENDERS RE-PRIORITIZE TECH INVESTMENTS FOR 2023, closing and funding its remaining pipeline, reduced its headcount and expenses by 20%, issued a second, smaller voluntary buyout, Scotsman Guide Top Mortgage Lenders 2022 rankings, Rent-to-own options gain traction with younger consumers, Class-action suit against First Guaranty receives green light, CFPB says servicers should offer loss mitigation beyond COVID hardships, PNC Financial girds for 'shallow' recession, builds reserves, $10B mortgage servicing rights deal may be start of new wave of sales, Fannie picks five groups to receive $5 million in housing contracts. News Article . Most of the Jumbo team was laid off on Tuesday 2/1/2022. NDE4MmExMTgxN2U4MzFjODZlZTAwMjM4ZTY3NGFjOTkxNGZlNzkwNjg1ZDEw [38], In October, Guaranteed Rate partnered with online notary company Notarize to launch a product allowing homebuyers to complete the entire closing process online. On Wednesday, November 9th, 2022 after weeks of speculation, Meta announced mass layoffs for 11,000 of its employees. [12] Shant Banosian of Guaranteed Rate in Massachusetts ranked number 1 in the Scotsman Guide 2018 Top Originators rankings,[13][14] and again in 2019 and 2020. I'm so excited to have had 647 Loan Officers join Guaranteed Rate in 2022. All they need to do is ask", "Guaranteed Rate's Shant Banosian hits $1 billion milestone", "Guaranteed Rate launches TV ads with Ty Pennington", "Victor Ciardelli, president and CEO, Guaranteed Rate Inc", "Yes, that's Ty Pennington in those Guaranteed Rate ads", "Ty Pennington in Super Bowl to promote home mortgages instead of makeovers", "Guaranteed Rate ordered to pay $25M in alleged loan diversion scheme", "Kate Buckley just brokered the sale of Rate.com to GuaranteedRate.com for $725,000", "White Sox changing ballpark name to Guaranteed Rate Field", "There can't be a worse name than Guaranteed Rate Field. Once youve taken care of those 3 housekeeping items to stay afloat while you search for your next job, take some time to update your resume, start networking, and consider the following industries in high demand for talented professionals. }); return; Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. Breaking news as it happens. There seems to be a problem with your Inman Select Membership. The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". Stearns Lending founder Glenn Stearns left the company in 2019 and launched Kind Lending in 2020. Redfin to acquire Bay Equity Home Loans, 121 layoffs (1/11/22) Stearns Wholesale to shut down, 348 layoffs (1/6/22) Zillow cut 32 jobs in Coppell, TX (1/3/22) Genpact Mortgage Services Inc. cut 14 jobs in Irvine, CA Texas Partners Bank to acquire Legacy Mutual Mortgage Eustis Mortgage Corporation to acquire Signature Mortgage Corporation But even as some companies that provide mortgages, title insurance and closing services right size to the new expectations, the job market remains strong. The indsutrywide shakeup is the first since 2018, when firms cut jobs in response to a cycle of reduced homebuying demand. The .gov means it's official. "[30], In 2017 the team and Guaranteed Rate teamed up to create the Guaranteed Impact program, which honors kids who make a positive difference in their community. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. Redfin, another real estate brokerage feeling the effects of declining home sales, announced that it will be cutting its workforce by 8% in June, 2022. Can I Be Laid Off While On Workers Compensation? While you may be overwhelmed by what to do after being laid off, there are a few important things you should do immediately after. The plan was to integrate and rebrand Stearns retail operation as Guaranteed Rate, while maintaining Stearns wholesale and partnership businesses as stand-alone operations, with Stearns CEO David Schneider in charge. I do not recommend working here. This cookie is set by GDPR Cookie Consent plugin. OWUzOTIwZmFjMjJkZjE4MzBiNjQ1ZjY2NTlhYTkwMmNiZDA4MjMwNDlkYmM3 dHVyZSI6IjUxODUwOTZhNGZjOWFjMWQ0M2E2ZTA4ZDA2ZDZiMWFhODA4M2E5 ZTM3M2NkNDMzZmM4MGMwNzllN2MyM2NhYzE4OWRmZWM2OGYzZjg3NjU0Y2Q4 Twitters mass layoff of nearly 50% of its workforce is the largest mass layoff of 2022 by a tech company. YmJmNzk0ZDE3MWNjYjhhMzZlOTY0MjkwZWE0MjA2NTJhODMyYjA5MDhkNDRk t++) { Ford announced in late-August 2022 plans to lay off 2,000 salaried workers and 1,000 contract workers across the US, Canada and India with a large percentage of these layoffs occurring in Michigan. NTBlMzkyNTMwNDgzNDZmZmM3M2FkZmU1NGYxN2FlNDkzODkyNjhlZGUzMzU4 The list includes top executives, such as lending directors and vice presidents for credit and underwriting. YmE2OWY3YjBmZTZkYzAwOTBkMmNlZGZlOGI4YzZkMGY2OTYzOTI5OGE5YmZj After implementing two rounds of layoffs last year, discount brokerage REX Real Estate shuttered two offices in Texas in May. Unique features from hacker profiles to portal watch and video interviews. mortgage guarantee officer layoff pod rate remote processor 2 stars Mortgage Consultant (Former Employee) - Southern California - December 7, 2022 Indeed Featured review What is the best part of working at the company? Digital title insurance, escrow and closing provider Doma announced in May that it would let 310 employees go about 15 percent of its workforce after rising mortgage rates cooled its customers mortgage originations. ga('require', 'linker'); The cookie is used to store the user consent for the cookies in the category "Analytics". As the housing market remains as volatile as ever and interest rates continue to rise, Compass, a real estate brokerage, announced that it would be laying off 13% of its employees in November, 2022 this after Compass laid off 18% of its workforce in June, 2022. Cons. The cookie is used to store the user consent for the cookies in the category "Other. e.type = "text/javascript"; Mortgage wholesalers fund loans originated by independent mortgage brokers. [33] The partial sale was finalized in June 2018. NjFiOTNhMTFjMDBjODEwMzk3MjYyNDAxZmMwNmU5Y2FjZjg2MDRjNTlmMWFm Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. We also use third-party cookies that help us analyze and understand how you use this website. return function () { [61][62], In January 2021, Guaranteed Rate acquired Stearns Holdings, to help the company expand its joint ventures. Guaranteed Rate Field. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. This cookie is set by GDPR Cookie Consent plugin. The entire pay-TV industry is impacted by the secular decline and the increasing rates to secure and distribute programming, a DirecTV rep said in a statement. Fannie Mae has selected five organizations to share in a $5 billion pilot program aimed at expanding and promoting affordable housing and Black homeownership. Y2E4NGQwZDk5YWUxOWZjYWViZDVhYzJjNDUzM2JjNTllZTk3NTQ2NGQ5MzJi [48] The Guaranteed Rate Bowl will return after a year off on December 28, 2021, pairing teams from the Big 12 and Big Ten. Once the rate increases stop, the Fed is likely to give them at least six months to see what kind of impact they're having. Utah-based flat-fee brokerage Homie laid off 119 employees in February, about a third of its workforce, saying limited housing inventory had created a challenging real estate market for home buyers.. [2] Founded in 2000 by Victor Ciardelli, the company had $73 billion in funded volume in 2020. Companies like Google, Amazon, and Apple are always on the lookout for top talent in fields with top salaries in data science, software engineering, and product management. Everyone's a boss CEO Approval. [43][44] In August 2020, the company signed a 12-race sponsorship deal with Roush Fenway Racing, to fund Ryan Newman's car through the remainder of the 2020 NASCAR season. Recent U.S. employment numbers show that employment rates remain steady and although certain sectors have been hit by layoffs harder than others, these companies are largely those that saw larger than average growth throughout the Covid-19 pandemic. Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet. Just a year after acquiring Stearns Lendings wholesale mortgage division, Guaranteed Rate is shutting it down and laying off 348 employees, according to a Worker Adjustment and Retraining Notification (WARN) Act notice filed on Jan. 12 with the Texas Workforce Commission. YzNkYmE1MzhmMTM5ZGU3ZDQ2MDdiOTUxMDg4NmYxOGQ2YTY2ZWY2OGRlYThi MzQ2NjhkN2VmZTkxNGFlYmUxYjk3OTQzYTBmOWIxMzQwNjU3Nzg4ZDA5YzYw The cookie is used to store the user consent for the cookies in the category "Performance". What Occurs If Each CA Sports activities Making a bet Measures Move? e.unshift(t); Layoffs Graduate Assistant - WR Coach Ottawa University Arizona Aug 2019 - Feb 2020 7 . If you work here you are taking a gamble with your job security. [25], In 2015, Guaranteed Rate became the 8th largest retail mortgage lender with volume of more than $18 billion in home loans and was named Lender of the Year by Chicago Agent magazine. If you believe Wordfence should be allowing you access to this site, please let them know using the steps below so they can investigate why this is happening. Every year, Mondo helps over 2,000 candidates find jobs they love. Rising mortgage rates are making what has traditionally been Mr. Coopers main business collecting mortgage payments from nearly 4 million borrowers much more profitable. MThiODQ2MDIyM2E0ZmM1ZmI1NWFiMGQ2ODQ5MzNmOTY1MzU5ZTJhYWYzNGMw We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. And the cuts are far from over. Popular video-hosting platform Vimeo plans to lay off 11% of their employees in January, 2023. Since they dont market themselves to consumers, theyre not well known to the public as retail lenders such asRocket Mortgage and Wells Fargo. [6], Guaranteed Rate has been named to the Chicago Tribune's Top Workplaces list every year from 2012 through 2018. ODk5NjdhNmVmM2ZhZGNhZDhmOTIwOTljNzc2ZjliOGE5ZmU4NTQxMDA5ZWZi Early in January, Texas-basedStearns Lending, acquiredin January 2021 from the financial giantBlackstone Groupfor an undisclosed sum,laid off 348workers following the decision byGuaranteed Ratetodiscontinue operationsof its third-party wholesale channel. Your email address will not be published. In a bid to avoid layoffs, the nations biggest mortgage lender, Rocket Companies Inc., made buyout offers in April to approximately 2,000 workers. Having stepped away from plans for IPO and closing a smaller $220 million funding round with private investors, Knock said downsizing would allow it to continue with plans to expand into 90 markets by the end of the year. [42], In July, Guaranteed Rate and @Properties launched the joint venture Proper Rate, a Chicago-based independent retail mortgage lender that will serve as an in-house lender for @Properties. The first 66 of 93 affected employees were to be laid off on Jan. 6, with the remainder staying on through the end of the month. It also admitted to giving FHA underwriters commissions and gifts in violation of the rules. The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". The nations second biggest mortgage lender, Pennymac laid off 236 workers from six locations in California in May, citing falling demand for home loans. Of the 53 metro areas surveyed in December 2022, the number of newly listed homes is down 25.2% compared to November 2022, and down 15.1% compared to December 2021. While Loom hosts 14 million monthly users, these layoffs are said to be a part of the companys overall strategy for more sustainable growth moving forward. These cookies track visitors across websites and collect information to provide customized ads. We wish you continued success here at Guaranteed Rate! The cookies is used to store the user consent for the cookies in the category "Necessary". [57][58] Also in 2012, Guaranteed Rate acquired Massachusetts-based Superior Mortgage. ZTM5NDFhYTMyODM2MmNjOWU0OGRmZGRiNGM3ZmYxMDg2MmJjNWY5ZTk5Yzk3 We ignite our passion through our focus on our people and process. Guaranteed Rate is better known to many real estate agents for its joint ventures with franchising giant Realogy Holdings Corp. (Guaranteed Rate Affinity LLC) and national brokerage firms @properties (Proper Rate LLC) and Compass (OriginPoint). This cookie is set by GDPR Cookie Consent plugin. Chicago, IL. [18], Guaranteed Rate Foundation was formed in 2012 to help those in need through difficult times. This cookie is set by GDPR Cookie Consent plugin. The deal helped Blend boost 2021 revenue by 144 percent, but it also helped drive a 129 percent increase in operating expenses. cookie: true, // enable cookies to allow the server to access If youre a creative professional who has recently been laid off, consider pursuing a career in the creative industry. But Guaranteed Rate now has a laser focus on leveraging its purchase platform augmented by the lenders top officers, said Ciaderlli in an email to brokers announcing the closing of Stearns. The lender's origination volume reached $17 billion in the first quarter of 2022, down 25.8% quarter over quarter and 48% year over year. NmUzZTUwZGRmOWJlMGEyZDlkZGVkY2YxMTE0ZDIxZTE5M2E0ZGExMzcwYTdj DoorDash mass layoffs: On November 30th, 2022 a company spokesman for DoorDash confirmed that the company will layoff approximately 1,250 employees representing 6% of the company's staff. YOUR people are the companies biggest asset! A mass layoff can be defined when the following occurs: This can be devastating for both the individuals affected personally and the economy as a whole. Although not technically a mass layoff (more than 1/3 of the company or more than 500 employees laid off in 30-days) the following companies have seen large layoffs in 2022: DocuSign announced in September that it plans to cut around 9% of its workforce. HousingWiresent a message seeking comment to Guaranteed Rate, which was not returned. Guaranteed rate layoffs april 2022 . var analytics = window.analytics = window.analytics || []; //load analytics.js Don't miss the premier event for real estate pros. This field is for validation purposes and should be left unchanged. https:// ensures that you are connecting to the official website and that any (); These layoffs come as both companies have been struggling to keep up with the slowing housing market. These cookies ensure basic functionalities and security features of the website, anonymously. [19][20] As of June 2021, the foundation has donated over $5 million in charitable grants. Guaranteed Rate CEO Victor Ciardelli emailed mortgage brokers nationwide on Jan. 13 to warn them of the impending closure of Stearns Wholesale. Guaranteed Rate will provide marketing services to Realogy's subsidiaries, including NRT and Cartus, and will take over some assets of its former joint venture partner, PHH Mortgage out of New Jersey. NGZlOGU0OTNhNTQ1NDNjYzRiZDk4ZWI0ZGEwYzliM2JhZjE2MjdmNzZmYWM1 It was one of the 2022-23 bowl games concluding the 2022 FBS football . You will receive additional instructions via email. CEO Tony Xu called the mass layoff the most difficult change to DoorDash that Ive had to announce in our almost 10-year history.. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. ga('linker:autoLink', ['events.inman.com']); } "https://" : "http://") + "cdn.segment.com/analytics.js/v1/" + t + "/analytics.min.js"; Before going public last year, Blend paid $422 million to acquire a national title insurance and settlement services provider, Title365, from Mr. Cooper Group. Citing continued declines in the housing market, online real estate services company, Zillow laid off 300 employees at the end of October 2022. The creative industry, which includes roles with top salaries in web design, graphic design, and copywriting, is also in high demand. Guaranteed Rate Layoffs September 9, 2022 by Admin Early in January, Texas-based Stearns Lending, acquired in January 2021 from the financial giant Blackstone Group for an undisclosed sum, laid off 348 workers following the decision by Guaranteed Rate to discontinue operations of its third-party wholesale channel.May 9, 2022 The 2022 Guaranteed Rate Bowl was a college football bowl game played on December 27, 2022, at Chase Field in Phoenix, Arizona.The 33rd annual Guaranteed Rate Bowl, the game featured Oklahoma State from the Big 12 Conference and Wisconsin from the Big Ten Conference.The game began at 8:25 p.m. MST and was aired on ESPN. [31] Also in 2017, Guaranteed Rate entered into a joint venture with Realogy Holdings Corp to form Guaranteed Rate Affinity. Stearns Lending was alsopurchased by Guaranteed Rate, prompting the layoffs of nearly 350 workers in the early part of January 2021 after the acquiring firm opted to shed its third-party wholesale . NjQyNGRiMDM2NmM3OWMzZGIxNTYyNjkzZDNlZTQzOGJlYmQ3ZTgxN2M4MTA2 But opting out of some of these cookies may affect your browsing experience. M2RjNjFjZjNmNTg2YThhYTg5ZWVlNTk3OGU2MmE1N2ZlZTY3YTYwYWU3YmZm [46] In October, the company became the title sponsor of a college football bowl game played at Chase Field in Phoenix, Arizona. https://www.inman.com/2022/01/26/guaranteed-rate-to-close-stearns-wholesale-lay-off-348-employees/, Jan 26, 2022 Just a year after acquiring Stearns Lendings wholesale mortgage division, Guaranteed Rate is shutting it down and laying off 348 employees, , https://www.nationalmortgagenews.com/list/mortgage-layoffs-in-2022-a-list, 2 days ago Layoff date: February to April The Guaranteed Rate -owned direct-to-consumer lender cut 51 mortgage specialists and 42 mortgage consultants, , https://www.chicagotribune.com/business/ct-biz-guaranteed-rate-layoffs-20180308-story.html, Mar 8, 2018 Chicago-based mortgage lender Guaranteed Rate has laid off about 180 employees around the country including about 30 in Chicago after , https://www.glassdoor.com/Reviews/Guaranteed-Rate-Mortgage-Consultant-Reviews-EI_IE318640.0,15_KO16,35.htm, 5 days ago They have layoffs every year because they increase their staff during the busy months of spring and summer. Can't be", "White Sox honor 8-year-old beach-cleaning, cookie-baking, volunteering phenom", "Realogy, Guaranteed Rate announce new mortgage venture as PHH backs out", "Guaranteed Rate sells 'meaningful minority stake' to Boston-based private equity firm", "Guaranteed Rate clinches scaled-back deal with first institutional investor", "After Guaranteed Rate sued him, alleging he poached employees, former executive countersues, claims he's owed more than $2 million", "Email phishing hack puts Guaranteed Rate clients, staffers at risk", "How Companies Secretly Boost Their Glassdoor Ratings", "Notarize and Guaranteed Rate partner on new product that allows homebuyers to complete the entire closing process online", "Goldman's Marcus aims to lure home buyers, sellers to its personal loan platform", "Nextdoor community connection website adds a home buyer platform", "Guaranteed Rate to pay $15 million to settle allegations it made false claims to get federal mortgage loan backing", "Guaranteed Rate looks to grow market share with new joint venture, Proper Rate, launching today", "Guaranteed Rate, @properties forming new local mortgage lender", "Roush Fenway Racing signs 12-race sponsorship deal with Guaranteed Rate for Ryan Newman", "Strong Qualifying Run Gets Palou Indy 500 Sponsor", "Guaranteed Rate Joins With Cactus Bowl As Title Partner For Newly-Named Guaranteed Rate Bowl", "Guaranteed Rate, Birmingham bowls canceled as college football teams opt out", "Guaranteed Rate Bowl returns after year off Dec. 28 at Chase Field", "Guaranteed Rate hits the ice with two new partnerships", "Guaranteed Rate Becomes NHL's Official Mortgage Sponsor", "Guaranteed Rate Takes Title Sponsorship of 2021 PBA Tour", "The First Blind Man to Climb Mount Everest", "Guaranteed Rate purchases Manhattan Mortgage", "Manhattan Mortgage Company Joins Guaranteed Rate", "January's Notable Cases and Events in E-Discovery", "Grand Rapids mortgage firm acquired by Guaranteed Rate of Chicago", "Guaranteed Rate to Acquire FirsTrust Mortgage in Kansas", "Local mortgage company selling itself to Chicago firm", "Guaranteed Rate expanding in Hawaii, acquires assets from two lenders", "Guaranteed Rate expands JV offerings with purchase of Stearns Holdings", "Guaranteed Rate acquires DTC lender Owning Corporation", "Guaranteed Rate Launches AI-Powered Mortgage Startup Gateless", "Guaranteed Rate Company Profile by Inc. Magazine", "2018 Agents' Choice AwardsLender of the Year: Guaranteed Rate", "Mortgage Company of the Year: Guaranteed Rate", https://en.wikipedia.org/w/index.php?title=Guaranteed_Rate&oldid=1132245535, Financial services companies established in 2000, Official website different in Wikidata and Wikipedia, Creative Commons Attribution-ShareAlike License 3.0, Guaranteed Rate recognized as one of the most successful private companies in the U.S. for a fifth consecutive year by, Guaranteed Rate named a top private U.S. job creator by, Guaranteed Rate ranked as a top workplace by the, Founder and CEO, Victor Ciardelli, III was named an, American Business Award for digital mortgage technology in 2016, This page was last edited on 7 January 2023, at 23:46. ZGVjZGVhNWMwYmFlODJjOTU4OThlNGYzMDNkNWRhNWZlMzE2NzM2MTk3NzM1 NjNlMmE0MDZjYzk1NjM2OTBkZmRkYTE2NDBhZGE5MzM4MTkxNTRiODU5YzNm